Stay ahead of due dates
Keep recurring bills, payment timing, and account assignments in one place so obligations never disappear into a spreadsheet.
Personal finance for the next decision
Bills, cash flow, and household planning without the spreadsheet sprawl.
Notch gives you one working surface for obligations, account assignments, and near-term forecasting so money decisions stay calm.
Features
A clearer view of what is due, what is funded, and what changes next.
Notch is built around the mechanics that actually matter in a personal plan: timing, assignment, and visibility.
See cash flow before it happens
Project inflows and outflows forward so the next few weeks feel predictable instead of reactive.
Plan around real life
Organize shared expenses, one-off costs, and recurring commitments with a system that works for the whole household.
Pricing
Start local now, add sync when the household needs it.
The planning surface is already useful on its own. The paid layer will focus on continuity and shared access, not feature bloat.
Local
Free
Track bills, assign accounts, and keep a working household plan entirely in the browser.
- Bills and due dates
- Cash flow planning
- Household account setup
Notch Pro
Soon
Encrypted sync and account recovery for people who want their planning environment to travel with them.
- Cross-device sync
- Encrypted recovery
- Shared household continuity
Shared
Roadmap
A future layer for homes that want one source of truth without passing spreadsheets back and forth.
- Shared planning context
- Aligned obligations
- One household view
Get started with Notch.
Open the current app today, then keep the same destination when `notch.fyi` is ready to hand off to the full product.